Terms of Service
Effective Date: May 13, 2026
1. Acceptance of Terms
By accessing and using WiseClick (wiseclick.site and its subdomains, including calc.wiseclick.site), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.
2. Description of Service
WiseClick provides free online tools and calculators for educational and estimation purposes. Our tools include financial calculators covering mortgage, loan, compound interest, credit card payoff, auto loan, retirement, 401(k), tax, annuity, savings, and paycheck calculations.
3. Disclaimer of Financial Advice
The results provided by our calculators are for informational and educational purposes only and do not constitute financial, tax, investment, or legal advice.
- Calculator results are estimates and may not reflect your actual financial situation.
- Actual loan terms, tax obligations, and investment returns may vary based on factors not captured by our tools.
- Tax rates, contribution limits, and bracket thresholds are approximate and subject to change.
- You should consult a qualified financial advisor, tax professional, or lender before making important financial decisions.
4. Accuracy of Information
While we strive to ensure the accuracy of our calculators and the information presented on our website, we make no warranties or guarantees about the accuracy, completeness, or reliability of any results. You use our tools at your own risk.
5. Use of Our Website
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:
- Use our tools for any illegal or unauthorized purpose
- Attempt to interfere with or disrupt the website's functionality
- Use automated systems (bots, scrapers) to access the website without our permission
- Reproduce, duplicate, or copy any part of the website without authorization
6. Intellectual Property
The content, design, and code of WiseClick are owned by us and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
7. Third-Party Links and Services
Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of any third-party websites. Your interaction with third-party services is governed by their own terms and policies.
8. Limitation of Liability
To the fullest extent permitted by law, WiseClick and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:
- Your use of or inability to use our calculators or website
- Any decisions made based on calculator results
- Any errors or inaccuracies in calculator results
- Any unauthorized access to or alteration of your data
9. Indemnification
You agree to indemnify and hold harmless WiseClick and its operators from any claims, damages, losses, or expenses arising from your use of our website or violation of these Terms.
10. Changes to These Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes acceptance of the revised Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of the website shall be resolved through appropriate legal channels.
12. Contact Us
If you have questions about these Terms, please contact us at:
Email: contact@wiseclick.site
Last updated: May 13, 2026